Home Foreclosure Trends

Foreclosures of homes is a key indicator of the health of the U.S. housing market. Home foreclosures occur when a homeowner fails to pay his / her mortgage payments and the lending institution forecloses on the property to reclaim ownership. Below we have some home foreclosure trends in the USA. The sale or disposition of …

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Report Mortgage Fraud

Anyone can report mortgage fraud, other fraud, waste, or gross mismanagement of operations at the Department of Housing and Urban Development (HUD). There is a process for reporting and the reporter can request confidentiality. The Office of Investigation (OIG) is part of HUD and is responsible for law enforcement at the department. Fraud reports can …

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Is Climate Change Affecting Philadelphia's Real Estate ?

While most scientists agree that climate change is happening, there are areas of debate. One area of debate is, What is happening in "my backyard"? In Philadelphia sixteen of the seventeen warmest years in history have occurred between 2001 and 2017. However, Philadelphia residents and homeowners know that winter's freezing temperatures and snow storms seem …

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The Reason Homeowners Keep Paying Their Mortgage on Underwater Homes

The damage done by the 2007-2010 sub-prime mortgage crisis and related frauds continues to haunt Americans. During that period many homeowners lost their jobs and subsequently lost their homes through foreclosure because of an inability to pay their mortgages. Other homeowners found themselves unable to pay when their adjustable rate mortgages increased their monthly mortgage. However, …

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